Age Pension Calculator

To get age pension must be:

  • born on or 19/03/1959
  • under the income and assets test limits
  • an Australian resident, normally for at least 10 years.

Income test

  • As a single pensioner, the amount reduces by $0.50 for every additional dollar earned over $212.00 (fortnightly)
  • As a pensioner couple, the amount reduces by $0.50 for every additional dollar earned over $372.00 (fortnightly)

Asset test

Homeowner

  • As a single pensioner, the amount reduces by $3 for every additional $1,000 assessable assets exceed $314,000.00
  • As a pensioner couple, the amount reduces by $3 for every additional $1,000 assessable assets exceed $470,000.00

Non-homeowner

  • As a single pensioner, the amount reduces by $3 for every additional $1,000 assessable assets exceed $566,000.00
  • As a pensioner couple, the amount reduces by $3 for every additional $1,000 assessable assets exceed $722,000.00
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Combined Fortnightly Pension
Total under income test
Total under asset test

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Frequently Asked Questions

What is the Age Pension age in Australia?

The Age Pension eligibility age is 67 for people born on or after 1 January 1957. You must also meet residency requirements and pass the income and assets tests.

How much is the Age Pension in 2026?

As of March 2026, the maximum Age Pension is $1,116.30 per fortnight for singles and $1,682.80 per fortnight combined for couples, including the pension and energy supplements.

What is the Age Pension income test?

Under the income test, singles can earn up to $212 per fortnight before their pension reduces. The pension reduces by 50 cents for every dollar over this threshold.

What is the Age Pension assets test?

For homeowners, a single person can hold up to $314,000 in assets before the pension reduces. For non-homeowners the threshold is $566,000. The family home is exempt from the assets test.

Can immigrants claim the Age Pension?

Yes, but you must have lived in Australia as an Australian resident for at least 10 years (with at least 5 continuous years). Certain qualifying residence periods may be counted under international social security agreements.